You could be the smartest person in the room but still be guilty of this. It means you are so confident in your ability to predict what the market is going to do – and that you will buy or sell at the right time – that it can get in the way of you ma

Some may have heard the joke about the economist and the weather forecaster, the punchline being that one profession exists to give the other credibility. A few years ago, a forecaster from the Bureau of Meteorology spoke at a gathering of economists

There is a dearth of financial literacy in Australia, and the sad fact is that what is not taught during our early adult years is learnt as painful lessons during our adult lives. Knowing how to budget, appraise risk and ‘think’ about money isn’t a c

Ask the average person how to invest in the stockmarket and you will get one of two answers: fundamental analysis or technical analysis, and never the two shall meet. It all goes back to Benjamin Graham who wrote The Intelligent Investor, the bible o

Harry, 61, has a super balance of $150,000. He can no longer work full-time as a carpenter because of a back injury. But he’s looking for casual work because he doesn’t have enough to retire on and can’t access the age pension until 67. To pay his li

Now, here is a beauty! It’s from Langhorne Creek, one of the best places in the country for consistently sourcing excellent-value shiraz. It is a touch restrained on the nose yet has marvellous, supple, fleshy texture. As well as this, it is full, po

Property prices across the country have continued to rise at a steady pace, according to CoreLogic’s national Home Value Index, which was up 8.9% over the 12 months to the end of March. This took the median national dwelling value to $765,762 – $63,0

Australian Communications and Media Authority 1300 850 115 acma.gov.au Australian Competition and Consumer Commission 1300 302 502 accc.gov.au Australian Energy Regulator aer.gov.au/consumers/making-a-complaint Australian Financial Complaints Authori

The primary objective is to achieve long-term growth in the share price through capital appreciation of the underlying equity portfolio. The investment manager seeks to invest mainly in equities and equity-related securities that are expected to bene

EDITORIAL Founder & editorial adviser Paul Clitheroe Editor-in-chief Michelle Baltazar michelle.baltazar@moneymag.com.au Managing editor Vanessa Walker vanessa.walker@moneymag.com.au Art director Ann Loveday Designer David Matthews Senior sub-editors

Q I moved to Australia in 2008, the year the GFC hit the UK. We lost $350,000 in the move and that caused my former husband to develop mental health issues. We limped on, but things got worse when we got moved to Melbourne from the Gold Coast. The GF

The Australian government uses the tax system to encourage us to invest in our superannuation to reduce dependency on the age pension when we retire. Similarly, it uses the tax system to encourage us to take up private health insurance to reduce dema

If there is one thing you thought you could trust, it’s a phone call from your child, partner or best mate. It sounds like them, so it must be them, right? Sadly, not any longer. With the advent of voice cloning, bad players can take mere seconds of

If you qualify as an ‘early-stage investor’ you may be entitled to tax benefits on your investments in so-called ‘early-stage investment companies’. These incentives are designed to promote investment in potentially high-growth start-ups where there

Australia’s finest pinot noirs are special occasion wines and are priced as such. This second-tier wine from one of the Yarra Valley’s finest producers is quite delicious: its quality will surprise (and delight) many. It has attractive redcurrant and